DesiLoan has got you covered.
DesiLoan is a trusted NBFC loan platform offering instant cash loans for salaried employees. Apply loan online and get approval even with a low CIBIL score.
Direct Bank Credit
IMPS / NEFT transfer
Get funds disbursed to your bank account within minutes
Get Instant Funds Now For Urgent Cash Needs
No high score? No problem, DesiLoan's got you covered!
If you earn monthly, you're eligible instantly.
Last 3 months bank statement only. No piles of paperwork.
Apply anytime, anywhere. No queues, no branches, just a few clicks!
— FASTER THAN YOUR BEST FRIEND'S UPI!
"Funds disbursed in under 10 minutes directly to my account. Clean interface, completely transparent, and zero headache."
Arjun Mehta
Verified Salaried • Mumbai
"I was skeptical at first, but the entire verification took barely five minutes. Excellent customer assistance when I needed emergency funds."
Pooja Sharma
IT Professional • Bengaluru
"No endless paperwork or hidden charges. The smoothest loan approval process I’ve experienced so far."
Rohan Kulkarni
Healthcare Worker • Delhi NCR
DesiLoan provides salary based personal loans for salaried individuals. If you are a salaried person looking for a loan on salary basis, you can easily apply through our website.
Are 21 years of age or older
Indian citizenship with valid Govt ID proof
Earn ₹40,000/month or more
Regular net take-home monthly income
Have worked at least 3 months
Continuous employment with current company
Salary via bank transfer
NEFT / RTGS / Direct Bank Transfer credits only
DesiLoan is an RBI compliant NBFC loan platform. It follows all regulatory guidelines and provides safe loans for salaried users across India. We are one of the trusted RBI Platforms in India.
Disbursed
(yes, with an M!)
Happy Users
across all major Indian cities
5-Star Ratings
on Google & Trustpilot
Zero branches to visit. Get credited from the comfort of your couch.
Aadhaar, PAN, bank info — done in a jiffy. DesiLoan doesn't ask for your blood group.
Our smart engine verifies your salary statement in under 2 minutes without human delays.
Accept loan agreement digitally via OTP and receive funds straight into your account.
Radical transparency with zero hidden catches
Adjust the loan amount to see fees and final disbursal instantly
You'll receive
₹8,820
Illustrative only. Actual fees may vary based on eligibility and partner NBFC terms.
Clear answers for all your questions about DesiLoan.
Yes, you can apply for an instant personal loan of ₹50,000 using the DesiLoan website and get approval in minutes.
Yes! Unlike traditional banks, our proprietary underwriting evaluates steady monthly salary credits and job stability rather than penalizing past credit history.
Yes, salaried individuals earning ₹40,000/month or more with verified bank transfers are eligible even with low or absent credit scores.
No piles of paperwork. You only need your PAN card, Aadhaar number for e-KYC, and your last 3 months bank statement PDF showing salary credits.
You can receive loans starting from ₹5,000 up to ₹1,00,000 depending on your salary eligibility and bank account analysis.
Yes, 100% digital. From eligibility check, statement upload, verification, to loan agreement e-signing and final bank disbursal.
No download needed! You can complete your entire application seamlessly on desiloan.in through your web or mobile browser.
Our automated algorithmic underwriting platform operates 24 hours a day, 7 days a week, including weekends and public holidays.
Yes, DesiLoan is a certified digital lending platform working in strict compliance with RBI-registered NBFC partners. We follow all digital lending guidelines and data safety regulations.
Currently, our instant 5-minute program is tailored for salaried individuals receiving monthly salary credits in their bank account.
— JUST HOW DESILOAN LIKES IT